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SELF CREDIT BUILDER REVIEWS HOW TO
I took some screen caps of the loan screen to share with you all, but cant figure out how to attach a pic to this thread. So we signed up my wife for this too, but thats a completely separate account and $98 a month. The only catch I could find is you can only do this individually, not joint. Seems like a fool proof way to build some credit and get some savings together. Once you are complete, they mail you a check back for the same $1100 but they keep the extra $75 in interest you paid through your payment. The line shows up as an installment loan. You then make your 12 monthly payments that get reported to all three CRAs.
They deposit $1100 into a CD with a 12 month maturity on your behalf. After some research and also seeing them on Tech Crunch, I decided to sign up to see what I would be getting myself into.